Without putting money into the virtual envelopes. As the developer’s website rather humorously states: “if you know what you spend you’ll also know how to save them. Once you’ve organised your data, it’s possible to drag and drop the graphs into other applications to share, or import additional data from you bank statements (in CSV format). It can produce a range of pie charts and graphs to illustrate your monthly outgoings, and can export data to applications such as Numbers and Excel. 4D Expenses is a handy little program to track expenses and view in various categorisations such as groceries, meals out, house, car and many more.
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